INSURANCE PRODUCTS AND SERVICES
- Cancer
- Guaranteed Issue
- Simplified Issue
-
Pays you money directly for cancer related
illness and treatment
- Supplements health
insurance to help with out of pocket medical
expenses related to treatment
- Available
for pre-tax deduction
- Wellness benefit
for preventative cancer screenings
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- Heart and Stroke
- Simplified issue
- Pays you money
directly for heart related conditions
and treatments
- Supplements health
insurance to help with out of pocket
medical expenses related to treatment
-
Available for pre-tax deduction
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- Disability
- Long Term Disability (pays till 65 years
old)
- Short Term Disability (pays 1-5
years)
- Salary protection in case of
accident or illness
- Multiple waiting
periods available
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- Accident
- Guaranteed Issued
- Pays you money
directly for accident related injuries
- Supplements health insurance to help with
out-of-pocket medical expenses related to
treatment
- Available for pre-tax deduction
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- Life Insurance
- Universal Life
- Term Life
- Guaranteed Issue Products Available
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- Dental
- Guaranteed Issue
- No Waiting periods
- Large Provider Networks
- Orthodontia
coverage available
- 100% coverage for
preventative care (twice per year)
- Available for pre-tax deduction
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- Vision
- Guaranteed Issue
- No Waiting periods
- Eye exams, Lens (including contacts) and
Frame Benefits
- Lasik Discounts
- Large
Provider Networks
- Available for pre-tax
deduction
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- Flex Spending Accounts (FSA)
- Allows you to set aside money for
out-of-pocket medical expenses on a pre-tax
basis
- 25%-40% savings on taxes
- Debit
Card Available
- 24-48 hour reimbursement
of claims
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- Dependant Care
- Allows you to set aside up to $5000.00
for child care expenses on a pre-tax basis
- 25%-40% tax savings
- Debit Card Available
- 24-48 hour reimbursement of claims
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- Health Reimbursement
Arrangement (HRA)
- Employer sponsored high deductible
health plan
- Lowers health insurance
premium
- Reimbursement for employer
approved medical expenses
- Reduces
employees out-of-pocket deductible
- Quick
and easy Reimbursement
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- COBRA Administration
- Initial Coverage Letters
- Notification
Letters
- Group Health Insurance company
notifications
- COBRA Premium Collections
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- Plan Documents Preparation
- Flexible Spending Account (FSA)
- Health Reimbursement Account (HRA)
- Premium Only Plan (POP)
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